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Science fiction is a popular kind of writing, and many people think of Jules Verne as the father of science fiction. He was born in France in 1828. His father wanted him to become a lawyer, but from his early twenties Verne decided to become a writer. At first he wrote plays for the theater. Then, in 1863, he wrote a story called Five Weeks in a Balloon. The success of this book encouraged him to write more stories such as A Journey to the Center of the Earth (1864) and From the Earth to the Moon ( 1865).
In the 19th century, many people were interested in science and inventions. Jules Verne wrote about scientific subjects in his stories and, as a result, they were very popular. Verne's writing included many predictions(预言) for the 20th century and many of them came true. He described space flight, movies, and air conditioning, a long time before they appeared. These books were very successful and they made Verne rich. Jules Verne's books have been the subjects for many movies. 20,000 Leagues Under the Sea was a successful movie for Walt Disney. It was the first Disney movie to use real actors instead of cartoon drawings. Around the World in Eighty Dap is another famous movie based on one of Verne's books. The main character is an Englishman called  Pluleas  Fogg. For him, the most important thing is to be always on time!
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  Only Mother Love is true love .It gives everybody everything all her life .When you are still a baby ,mother takes good care of you as much as possible .In your walking hours she always holds you in her arms .When you are ill ,she stops her work right now to look after you day and night and forgets about herself .When you are growing up day by day ,she feels very happy .When you are old enough to go to school ,mother still look after you all the time .On cold winter days ,she always tells you to put on more clothes .She always stands in the wind waiting for you back from school .When you hurry to leave home for school with little breakfast ,she always feels worried about you at home .She usually knows about your study and spends much money on your school things .When you do well at school ,you will see the brightest smile on her face.
      Mother is always ready to give everything she has to her children  , not to receive .What true love that is in the whole world ! We will remember Mother Love forever
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    Thank you very much. It is good to be back in New York.

It's also good to be back in Lower Manhattan, a few blocks from Wall Street. It really is good to be back, because Wall Street is the heart of our nation's financial sector.
Now, since I last spoke here two years ago, our country has been through a terrible trial. More than 8 million people have lost their jobs. Countless small businesses have had to shut their doors. Trillions of dollars in savings have been lost -- forcing seniors to put off retirement, young people to postpone college, entrepreneurs to give up on the dream of starting a company. And as a nation we were forced to take unprecedented steps to rescue the financial system and the broader economy.

And as a result of the decisions we made -- some of which, let's face it, were very unpopular -- we are seeing hopeful signs. A little more than one year ago we were losing an average of 750,000 jobs each month. Today, America is adding jobs again. One year ago the economy was shrinking rapidly. Today the economy is growing. In fact, we've seen the fastest turnaround in growth in nearly three decades.


But you're here and I'm here because we've got more work to do. Until this progress is felt not just on Wall Street but on Main Street we cannot be satisfied. Until the millions of our neighbors who are looking for work can find a job, and wages are growing at a meaningful pace, we may be able to claim a technical recovery -- but we will not have truly recovered. And even as we seek to revive this economy, it's also incumbent on us to rebuild it stronger than before. We don't want an economy that has the same weaknesses that led to this crisis. And that means addressing some of the underlying problems that led to this turmoil and devastation in the first place.

Now, one of the most significant contributors to this recession was a financial crisis as dire as any we've known in generations -- at least since the '30s. And that crisis was born of a failure of responsibility -- from Wall Street all the way to Washington -- that brought down many of the world's largest financial firms and nearly dragged our economy into a second Great Depression.
It was that failure of responsibility that I spoke about when I came to New York more than two years ago -- before the worst of the crisis had unfolded. It was back in 2007. And I take no satisfaction in noting that my comments then have largely been borne out by the events that followed. But I repeat what I said then because it is essential that we learn the lessons from this crisis so we don't doom ourselves to repeat it. And make no mistake, that is exactly what will happen if we allow this moment to pass -- and that's an outcome that is unacceptable to me and it's unacceptable to you, the American people.

As I said on this stage two years ago, I believe in the power of the free market. I believe in a strong financial sector that helps people to raise capital and get loans and invest their savings. That's part of what has made America what it is. But a free market was never meant to be a free license to take whatever you can get, however you can get it. That's what happened too often in the years leading up to this crisis. Some -- and let me be clear, not all -- but some on Wall Street forgot that behind every dollar traded or leveraged there's family looking to buy a house, or pay for an education, open a business, save for retiremen
t. What happens on Wall Street has real consequences across the country, across our economy.
I've spoken before about the need to build a new foundation for economic growth in the 21st century. And given the importance of the financial sector, Wall Street reform is an absolutely essential part of that foundation. Without it, our house will continue to sit on shifting sands, and our families, businesses, and the global economy will be vulnerable to future crises. That's why I feel so strongly that we need to enact a set of updated, commonsense rules to ensure accountability on Wall Street and to protect consumers in our financial system.

Now, here's the good news: A comprehensive plan to achieve these reforms has already passed the House of Representatives. A Senate version is currently being debated, drawing on ideas from Democrats and Republicans. Both bills represent significant improvement on the flawed rules that we have in place today, despite the furious effort of industry lobbyists to shape this legislation to their special interests.


And for those of you in the financial sector I'm sure that some of these lobbyists work for you and they're doing what they are being paid to do. But I'm here today specifically -- when I speak to the titans of industry here -- because I want to urge you to join us, instead of fighting us in this effort. (Applause.) I'm here because I believe that these reforms are, in the end, not only in the best interest of our country, but in the best interest of the financial sector. And I'm here to explain what reform will look like, and why it matters.
Now, first, the bill being considered in the Senate would create what we did not have before, and that is a way to protect the financial system and the broader economy and American taxpayers in the event that a large financial firm begins to fail. If there's a Lehmans or an AIG, how can we respond in a way that doesn't force taxpayers to pick up the tab or, alternatively, could bring down the whole system.
In an ordinary local bank when it approaches insolvency, we've got a process, an orderly process through the FDIC, that ensures that depositors are protected, maintains confidence in the banking system, and it works. Customers and taxpayers are protected an
d owners and management lose their equity. But we don't have that kind of process designed to contain the failure of a Lehman Brothers or any of the largest and most interconnected financial firms in our country.
That's why, when this crisis began, crucial decisions about what would happen to some of the world's biggest companies -- companies employing tens of thousands of people and holding hundreds of billions of dollars in assets -- had to take place in hurried discussions in the middle of the night. And that's why, to save the entire economy from an even worse catastrophe, we had to deploy taxpayer dollars. Now, much of that money has now been paid back and my administration has proposed a fee to be paid by large financial firms to recover all the money, every dime, because the American people should never have been put in that position in the first place.

But this is why we need a system to shut these firms down with the least amount of collateral damage to innocent people and innocent businesses. And from the start, I've insisted that the financial industry, not taxpayers, shoulder the costs in the event that a larg
e financial company should falter. The goal is to make certain that taxpayers are never again on the hook because a firm is deemed "too big to fail."

Now, there's a legitimate debate taking place about how best to ensure taxpayers are held harmless in this process. And that's a legitimate debate, and I encourage that debate. But what's not legitimate is to suggest that somehow the legislation being proposed is going to encourage future taxpayer bailouts, as some have claimed. That makes for a good sound bite, but it's not factually accurate. It is not true.In fact, the system as it stands -- the system as it stands is what led to a series of massive, costly taxpayer bailouts. And it's only with reform that we can avoid a similar outcome in the future. In other words, a vote for reform is a vote to put a stop to taxpayer-funded bailouts. That's the truth. End of story. And nobody should be fooled in this debate.

By the way, these changes have the added benefit of creating incentives within the industry to ensure that no one company can ever threaten to bring down the whole economy.


wrote怎么读To that end, the bill would also enact what's known as the Volcker Rule -- and there's a tall guy sitting in the front row here, Paul Volcker -- who we named it after. And it does something very simple: It places some limits on the size of banks and the kinds of risks that banking institutions can take. This will not only safeguard our system against crises, this will also make our system stronger and more competitive by instilling confidence here at home and across the globe. Markets depend on that confidence. Part of what led to the turmoil of the past two years was that in the absence of clear rules and sound practices, people didn't trust that our system was one in which it was safe to invest or lend. As we've seen, that harms all of us.

So by enacting these reforms, we'll help ensure that our financial system -- and our economy -- continues to be the envy of the world. That's the first thing, making sure that we can wind down one firm if it gets into trouble without bringing the whole system down or forcing taxpayers to fund a bailout.

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