商业银行信贷风险管理外文文献翻译中文3000多字
Credit risk management is a XXX business。financing ns。payment and settlement。and other XXX。credit XXX risk factor for commercial banks。XXX such as life risk and uncertainty.
Effective credit risk management is essential for commercial banks to minimize the impact of credit losses。This involves identifying and assessing potential risks。XXX strategies。XXX。By doing so。commercial banks XXX the potential for credit losses.
One of the key components of credit risk management is credit analysis。This involves evaluating the orthiness of borrowers to determine the likelihood of default。Credit analysis XXX's financial history。credit score。collateral。XXX credit analysis。commercial banks can make informed lending ns and minimize the risk of default.
Another important aspect of credit risk management is credit XXX can also help commercial banks XXX.
In n。credit risk management is a critical aspect of commercial banking。Effective credit risk management involves identifying and assessing potential risks。XXX strategies。XXX。By doing so。commercial banks XXX the potential for credit losses.setting是什么意思中文翻译
Based on the analysis of risk factors。it is XXX us risks such as credit risk。interest rate risk。exchange rate risk。liquidity risk。nal risk。legal risk。and country risk。Among these。credit risk is considered the primary risk faced by commercial banks。Credit risk can be broadly defined as the risk of default by customers。while in a narrow sense。it refers to the XXX high non-performing loan s and us asset quality problems。making credit risk the most XXX.
2 Risk management strategies
XXX manage credit risk。commercial banks need to implement us strategies。including credit risk assessment。credit risk monitoring。and credit XXX borrowers' XXX to ce the impact of credit risk。such as collateral。guarantees。and credit derivatives.
3 n
In n。credit risk is the most XXX。To manage this risk effectively。XXX strategies。including credit risk assessment。credit risk monitoring。and credit risk n。By doing so。commercial banks can ce their exposure to credit risk and XXX risk management capabilities.
Commercial bank risk management has a long history of over 300 years。with nal analysis。financial。analysis。and statistical methods being applied to the model of quantitative risk management。Over time。a complete set of credit risk management strategies has been formed。including risk n and analysis。resistance strategies。risk monitoring。and early warning methods。In recent years。the credit risk rating system has XXX。XXX in the West。These countries have refined their risk management practices based on the new Basel capital accord。which has e a nal reference standard for bank n.
Overall。XXX of commercial bank risk management has been a gradual process。Initially。nal analysis methods were used to assess risk。Then。financial。analysis was XXX。XXX understand and manage risk.
Today。risk management strategies have XXX。Credit risk management is a key focus。XXX risk。These include resistance strategies。XXX。and monitoring and early warning methods to XXX.
In recent years。the credit risk rating system has XXX refined their risk management practices based on the new Basel capital accord。This has e a nal reference standard for bank n。with banks required to comply with its guidelines.
Overall。XXX of commercial bank risk management has been a positive development。The use of XXXXXX。there is always room for improvement。XXX in order to stay ahead of XXX.
The modern financial theory。developed in the 1950s。serves as the XXX for commercial bank credit risk management。This theory includes us concepts such as notes。Black and Schultz'XXX。XXX。XXX。and the theory of Vary (value at risk) that emerged with the development of financial derivatives in the 1970s.

版权声明：本站内容均来自互联网，仅供演示用，请勿用于商业和其他非法用途。如果侵犯了您的权益请与我们联系QQ:729038198，我们将在24小时内删除。