个人、商业保险中英文术语词汇表
A
Abandonment 委付
Absolute assignment 完全转让
Accelerated death benefit 加速死亡给付
Accident 意外事故
Accidental death benefit 意外死亡保险金
Accounts receivable coverage form 应收账款保单
Actual cash value (ACV) 实际现金价值
Actual cash value 实际现金价值
Actual Cash Value-Mobile home 实际现金价值-活动房屋
Additional auto 新增车辆
Additional insured endorsement 附加被保险人批单
Additional interests-residence premises endorsement 额外利益-住宅房产批单
Additional limits of liability coverages A, B, C and D 保障A 、B、C、D 额外责任限额批单Additional residence rented to others endorsement 其他出租住宅批单
Advertising injury 传播性伤害
Aggregate excess 累计超额
Aggregate limit 累计限额
Agreed value 议定价值
Aircraft insurance 飞机保险
All-risk 一切险
Alteration 改动
American Association of Insurance Service 美国保险服务协会
Annual transit policy 年度货物运输保单
Annuity 年金
Appraisal 估价、公估
Arbitration 仲裁
Assignment Clause 转让条款
Assignment 转让
Assumption of liability 承担责任
Auto insurance plan 汽车保险计划
Auto physical damage 汽车车身物质损失
Auto 汽车
Automatic premium loan provision 自动保费贷款条款
Avoidance 规避
B
Bailee customers policy 委托人顾客保单
Bailee 受托人
Bailor 寄托人
Basic medical expense coverage 基本医疗费用保障
Beachfront and windstorm plan 海滨地区和暴风雨计划
Beneficiary designations 受益人指定条款
Betterment 改良
Bid bonds 投标保证
Bill of lading 提单
Blackout period 社会保障津贴暂停期
Blanket insurance 总括保险
Bobtail and deadhead coverage 短尾呆头保障
Bodily injury 人身伤害
Boiler and machinery coverage form 锅炉和机器保障格式
Boiler and machinery insurance 锅炉和机器保险
Boiler 锅炉
Bonds 债券
BOP special property coverage form 企业所有人保险单特别财产保障格式
BOP standard property coverage form 企业所有人保险单标准财产保障格式
Breach of contract 违约
Broad theft coverage 扩展盗窃险
Builders risk coverage form 建筑商风险保障格式
Building and personal property coverage form(BPP) 建筑商和个人财产保障格式
Building 建筑物
Burglary and robbery optional coverage 盗窃和抢劫选择性保障
Burglary 盗窃
Business auto coverage form 商业汽车保障格式
Business income (and extra expense) coverage age form 营业收入（包括额外费用）保障格式Business income (without extra expense) coverage form 营业收入（不包括额外费用）保障格式
Business income changes- educational institutions endorsement 营业收入变化-教育机构批单Business income insurance 营业收入保险
Business income premium adjustment endorsement 营业收入保单保费调整批单
Business income 营业收入
Business owners liability coverage form 企业所有人责任保障格式
Business owners policy (BOP) 企业所有人保险单
Business personal property 商用个人财产
Business pursuits endorsement 商业事务批单
C
Calendar-year deductible 日历年度免赔额deductible
Camera and musical instrument dealer coverage form 照相机和乐器经销商保单格式Cancellation 撤销（保单）
Capital appreciation 资本升值
Car pools 汽车合用组织
Cargo war risk policy 货物运输战争风险保单
Cause of loss 损失原因
Causes of loss forms 损失原因格式
Causes of loss-basic form 损失原因-基本格式
Causes of loss-broad form 损失原因-广义格式
Causes of loss-earthquake form 损失原因-地震保单Causes of loss-special form 损失原因-特殊格式
Civil law 民法
Claim expenses 理赔费用
Claims-made coverage trigger 提出索赔式触发机制
Class beneficiary 集体受益人
Class code 类别号
Class rating 分级费率
Coinsurance 共同保险（共保）
Collapse 倒塌
Collateral assignment 担保性转让
Collision coverage 碰撞保障
Collision damage waiver 碰撞损失弃权书
Collision insurance 碰撞保险
Collision 碰撞
Combined single limit 综合单一限额
Commercial automobile insurance 商业汽车保险Commercial crime insurance 商业犯罪保险
Commercial general liability insurance 商业普通责任保险Commercial insurance 商业保险
Commercial Lines Manual (CML) 商业保险手册Commercial package policy(CPP) 商业一揽子保险保单Commercial property conditions form 商业财产保险条件格式Commercial property conditions 商业财产保险承保条件Commercial property coverage form 商业财产保障格式Commercial property coverage part 商业财产保障部分Commercial property declaration page 商业财产保单声明页Commercial property insurance 商业财产保险
Common carriers 一般承运人
Common policy conditions 一般保单条件
Common stock 普通股
Comparative negligence law 比较过失法
Compensatory damages 补偿性损害赔偿金
Competitive state funds 竞争性州基金
Completed operations liability exposure 完工责任风险Comprehensive coverage 综合保障
Compulsory insurance law 强制保险法
Computer fraud 计算机行窃
Concealment 隐瞒
Concurrent causation 并发损失
Conditionally renewable条件可续保
Condominium association coverage form 共有产权机构保单格式
Condominium association insurance 共管住宅协会保险
Condominium commercial unit-owners coverage form 共有产权商业单元所有人保单格式Condominium declaration 共管住宅声明书
Condominium master policy 共管住宅业主保单
Condominium units 共管住宅单位
Condominium 共管住宅
Consequential damage endorsement 后续损失批单
Contingent beneficiary 或有受益人
Continuing expenses 继续发生的费用
Contract bonds 合同保证
Contract carriers 合同承运人
Contract 合同
Contractors equipment floater 承运人设备运输保险
Contractual liability 合同责任
Contributory negligence law 共有过失法
Contributory plan 分摊型计划
Convertible 可转换
Cooperative unit 共有单元
Coordination-of-benefit provision 协调给付条款
Corridor deductible 通道免赔额
Cost-of-living rider 生活成本调整附加条款
Court bond 法庭担保
Coverage C increased special limits of liability 保障C提高特殊责任限额批单
Coverage for damage to your auto (Max limit of liability) endorsement 车辆损失险（最大责任限额）批单
Coverage for damage to your auto 车辆损失险
Coverage for excess sound reproducing equipment, audio visual and data electronic equipment, and tapes, records, disks and other media endorsement 额外的声音复制设备，声频，视频及数据电子设备，磁带、录制品唱片以及其他媒介保险批单
Coverage symbols 承保标志
Credit card, fund transfer card, forgery and counterfeit money coverage endorsement 信用卡、转账卡、伪造品和保险批单
Credit card, fund transfer card, forgery and counterfeit money 信用卡、转账卡、伪造品和Crime insurance 犯罪保险
Criminal law 刑法
Current assumption whole life insurance 当期假设终身寿险
Current interest rate 当期利率
Currently insured 目前被保险
Custodian 管理人
Customizing equipment coverage endorsement 定制设备保险批单
D
Damages 损害赔偿金
Damages 损失
Debris removal 损遗物清理
Declaration 说明
Decreasing term insurance 保额递减型定期寿险
Deferred annuity 延期年金
Defined benefit plan 规定收益计划
Defined contribution plan 规定缴费计划
Dental insurance 牙科保险
Dependency period 依赖期
Dependent property exposures 连带财产风险（间接营业中断风险）
Destruction 毁坏
DIC, difference in conditions policy 补足保险保单
Difference in conditions (DIC) insurance 补足保险
Difference in conditions (DIC) policy 补足保险保单
Diminution in value 贬值
Directors and officers liability policies 董事和经理人责任保险单
Disability income insurance 伤残收入保险
Disability insured 伤残被保险
Disappear 消失
Discovery period 发现期
Dismemberment 失能
Diversification 多元化
Dividend options 红利支付选择权条款
Drop down coverage 顺延责任保障
Dwelling policy 住宅保单
E
Each occurrence limit 每一事件限额
Earthquake endorsement 地震批单
Education IRA 教育IRA
Electronic data processing (EDP) equipment floater 电子数据处理设备运输流动保单Eligibility period 资格期
Elimination period  免责期间
Emergency program 紧急计划
Employee benefits liability insurance 雇员福利责任保险
Employee dishonesty optional coverage 雇员欺诈行为选择性保障
Employee dishonesty 雇员不忠诚
Employee 雇员
Employers non ownership liability 非雇主所有的汽车责任

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