走遍美国 6-16-26-3
A Place of Our Own
ACT I
M:    Ellen, I'd like your opinion.
E:    About what?
M:    Well, Richard and I feel that with a baby coming we need to have our own place to live.
E:    Oh.
M:    Well, what do you think about Richard and me looking for a small house or an apartment at this point in our lives?
E:    We love having you here, and there is room, and ... and when the baby comes, the baby can stay in your room for a while.
M:    Richard feels we need to find a small house.
E:    I remember when I was pregnant with Richard. Philip and I were living with Grandma and Grandpa. Philip was a young doctor, and he kept talking about having a house of our own. It's natural.
M:    What did you do?
E:    We looked at a lot of houses.
M:    Did you find one?
E:    Oh, not at first. We couldn't afford it. Grandpa wanted to lend us the money to buy one, but Philip is too independent. He didn't want to borrow any money.
M:    Sounds like Richard.
E:    They're all alike. Richard is a real Stewart. He's independent, and sometimes just stubborn.
M:    When did you buy a house?
E:    After Richard was born. I was teaching music, and Philip was opening his first medical office.
M:    Where was the house?
E:    Right here in Riverdale. Of course, it was a small house, but just right for us.
M:    It's funny. History repeats itself. Now Richard and I are having a baby, and we probably won't be able to afford a house right away, either.
E:    Why don't you look at some houses, Marilyn?
M:    Good idea
E:    Look in the real-estate section of Sunday's Times. You'll learn a lot.
M:    Maybe we should speak to a real-estate agent about a house.
E:    And a bank about a mortgage.
M:    I'll talk to Richard about it. I think it's a good idea, Ellen. We can learn a lot by asking.
E:    And if I can be of any help, let me know. As a matter of fact, my friend Virginia Martinelli is a real-estate agent.
M:    Good.
E:    You won't believe this, but she sold us our first house and this one.
M:    Well, I'll tell Richard, and we'll go to see her. Do you think the skirt length is right, Ellen? Do you think it's too long?
E:    I think the skirt is just right. Are you planning to attach a train to it?
M:    No. No train. Just the dress. But I am going to make a headpiece of lace.
E:    That dress is gorgeous.
M:    Thanks, Ellen. And thanks for the advice about the house. I'll talk to Richard about it the minute he comes home.
E:    And remember, we love having you here. There's no need to rush.

ACT II
V:    I remember your parents' first house very well. It was on Spring Avenue, near the park.
R:    I grew up in that house.
V:    Yes, and you were such a cute baby.
M:    I've seen pictures of him. He had blond hair.
V:    I've been friendly with the Stewart family for a long time, so it's my pleasure to help you find a house now.
R:    Well, we're not sure we can afford one.
M:    But we'd like to find out about the possibilities.
V:    That's a good idea. I love your house on Linden Street. I sold your father that house seventeen years ago.
M:    Really?
3tilesR:    Yes, Mom was pregnant with Robbie then, and they needed the extra room.
V:    I hear you're expecting a baby, Mrs. Stewart.
M:    Mmm-hmm. So we will be needing more room.
V:    Oh, so you don't need something immediately?
R:    No. But in five or six months ...
M:    And time passes so quickly.
V:    Yes, it does. Well, when you called, you gave me enough information about your salaries and your savings. So I have a good idea about your financial situation. Let me show you some pictures of houses.
M:    With two bedrooms?
V:    Yes, I think I can show you some. Of course, they won't be in Riverdale. The cost of housing's too high for you here.
R:    I haven't thought about living anywhere else. We've always lived in this area.
M:    Where should we look for a house, Mrs. Martinelli?
V:    Well, we have an office in Mount Kisco. It's a lovely area, and it's only about an hour's drive from here. Here. I have a book with photos of some homes in that area. Now, let's see. Here. This is a lovely two-bedroom house in your price range.
M:    It's pretty, but I prefer a two-story home.
R:    I do, too. I don't care for a ranch type.
V:    OK. Oh, this is a wonderful house. I know it well. I sold it to the present owners.
M:    It looks wonderful.
V:    This is a two-bedroom, two-bath house. It has a full basement, and it is on a half-acre lot. You can probably afford this one.
M:    I like this house.
R:    So do I.
V:    And the price is right. Would you like to go see it?
R:    Yes. We're planning to talk to someone at the bank next week Perhaps we could see the house this weekend.
V:    If someone doesn't buy it before then, But let's keep looking. Just to get an idea of some other possibilities.
R:    This is very helpful, Mrs. Martinelli.
V:    Here. This is a wonderful example of Spanish-style architecture
R:    Oh, I love the roof tiles on a Spanish-style house.
M:    It looks like the houses in Hollywood.
V:    It's interesting. A house like this in Riverdale costs double the price. Oh my! Here's a real buy. It's a bargain. This house just came on the market.
M:    It's quite lovely. Is it a two-bedroom house?
V:    No. It has three bedrooms and three baths. I know the house. It has a brand new kitchen. And a living room with a twelve-foot ceiling. And there's a two-car garage.
R:    Then why don't we go look at this house, too?
V:    It's a good investment.
R:    Thank you, Mrs. Martinelli.
M:    Thanks so much.
V:    My pleasure. Give my best to your parents. Your father's a wonderful doctor, Richard. He took care of my daughter when she was a child. He's the best pediatrician in Westchest
er.
R:    Thanks, Mrs. Martinelli. I'll give them your regards.
M:    We really appreciate your advice.
V:    I do think you should go see the houses and talk to the bank. Here. Let me give you some information sheets about the houses. They're both very good buys.
R:    Well, thanks so much for your help and your time, Mrs. Martinelli. We've got a lot to talk about.
E:    Mmm-hmm. Thanks.

ACT III
B:    How do you do? 
R:    Hello.
B:    I'm Ralph Riley.
R:    I'm Richard Stewart, and this is my wife, Marilyn.
B:    Pleased to meet you.
M:    Likewise, Mr. Riley.
B:    Please, sit down. What can I do for you?
R:    We'd like to discuss a mortgage.
M:    For a house.
B:    Fine. Are you buying a house or are you refinancing your present home?
R:    We're planning to buy a house.
M:    And we'd like to find out about a mortgage.
R:    We are customers of the bank. As a matter of fact, my whole family banks here.
B:    I have some questions to ask. Do you own your house or do you rent?
R:    Neither. We live with my parents, Dr. and Mrs. Philip Stewart.
B:    And how old are you?
M:    I'm twenty-nine.
R:    I'm thirty.
B:    And, Mr. Stewart, what is your occupation?
R:    I'm a freelance photographer.
B:    And, Mrs. Stewart, are you working?
M:    Yes. I'm a designer, and I work in a boutique.
B:    Did you bring any savings or salary information? Last year's tax forms?
R:    Yes. Here they are.
B:    OK. What ... what kind of house did you have in mind?
R:    We're talking about buying a two-bedroom house in Mount Kisco. Here are the financial details on the house.
B:    Thank you. Are you prepared to make a ten-percent down payment?
R:    Yes, we are.
B:    Payments over thirty years?
R:    Yes.
M:    Do you think we can get a loan?
B:    Well, it depends. Do you own any other property? Any stocks or bonds?
R:    No.
B:    I see. Then you don't have any collateral. Perhaps you could get a guarantor-- someone to sign for the loan for you.

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